Journey of CA Rachna Phadke Ranade"
CA Rachna Phadke Ranade
The Early Years: Foundation of Resilience
Born on June 26, 1986, in Pune, CA Rachna Phadke Ranade has emerged as a
multifaceted influencer — a teacher, entrepreneur, YouTuber, motivator, singer,
and Chartered Accountant. Standing 5.3 feet tall, Rachna inherited a passion
for teaching from her lineage, where both her grandfathers and grandmother were
educators. Her schooling at Abhinava Vidyalaya English Medium School developed
her early love for learning and inspired her aspiration to become a teacher.
Financial Education: Lessons from Childhood
From a young age, Rachna learned financial discipline through her mother’s
advice to track every rupee spent. Starting in fourth grade, she maintained
detailed journals of expenses and savings, encouraged by incentives from her
mother. By the time she opened her first bank account, she was funneling
savings into fixed deposits. In the early 2000s, motivated by her mother,
Rachna invested around ₹10,000 into gold, marking her first step into tangible
investments.
College Years and Career Choices: Love and Profession
After excelling in her secondary exams, she joined the commerce stream at
Brihan Maharashtra College of Commerce. Alongside developing an interest in
singing, she fell in love with Akshay Ranade, who was pursuing Chartered
Accountancy. To stay close, she chose the CA path herself despite initially not
knowing much about it. This choice sparked genuine interest as she gradually
embraced finance, economics, and accounting, deepening her curiosity in these subjects.
We Rise By Lifting Others provides a Journey/ Biography of CA Rachna Phadke Ranade - Motivator, YouTuber, Entrepreneur, Influencer, Singer, Teacher, a
First Steps in Investing: A Learning Curve
Guided by her brother, an experienced CA, Rachna took her first steps in stock
market investing. Initially unfamiliar with the market, she learned through
tips rather than research but saw good returns in 2006. However, her journey
was a learning process filled with trial and error, which motivated her to
understand investing fundamentals deeply.
Initial Success and Setbacks: Trial by Fire
The 2008 financial crash devastated her portfolio, which was heavily reliant on
poorly researched tips. Unshaken by losses and external criticism, she
reflected on her mistakes and committed to learning the fundamentals
rigorously. She frequented stock brokerage offices, observed market analysis,
asked many questions, and completed her CA with flying colors in 2009. Despite
opportunities to join established firms, she followed her passion for teaching,
inspired by her grandfather's advice to excel regardless of the field.
Educational and Professional Growth: The Teaching Path
Rachna began as an auditing professor at Expert Professional Academy in Pune,
earning comparatively modest pay but nourishing her teaching passion. After
three years, she branched out into freelance teaching and started offering
finance and stock market courses in 2012. Following her marriage to Akshay
Ranade and the birth of their son Megh, she balanced career and family life.
YouTube Journey Begins: Seeds of a Channel
In 2015, Rachna launched her YouTube channel focusing on finance education.
Initial traction was slow until 2019 when she digitized a comprehensive stock
market course, which quickly gained millions of views. The COVID-19 pandemic
catalyzed her channel’s explosive growth due to rising interest in financial
literacy, attracting over 4.5 million subscribers by 2025 and generating a
monthly income exceeding ₹1 crore.
YouTube Success: Rising to Prominence
Rachna’s ability to simplify complex financial concepts and present them in
accessible language has earned her widespread acclaim and a devoted audience.
As a CA, educator, and entrepreneur, she combines expertise with relatability,
making financial education approachable and actionable for millions.
Expanding Influence: Impact and Reach
Today, CA Rachna Phadke Ranade is a leading voice in Indian financial literacy,
influencing diverse demographics through her YouTube channel and offline
workshops like "Har Ghar Investor." With a growing subscriber base
and impactful content, she empowers individuals to gain financial independence
confidently.
Conclusion
Rachna Ranade’s journey exemplifies determination, continuous growth, and
passion. From early lessons in money management to becoming a celebrated
financial educator, she embodies the spirit of lifelong learning and
resilience. Her story inspires millions to embrace challenges as opportunities,
constantly evolve, and strive for excellence.
